Resurfacing a Concrete Driveway

When you have a driveway made from concrete, then it is ideal that it will be a long-lasting décor in your home. But there comes a time when its lifespan is shortened by having slight cracks, discoloration, or even scaling. Resurfacing will be used if cracks are larger than a quarter inch. By resurfacing, your driveway looks like it is new without incurring many expenses of removing and reinstalling a new one.

Here are a few tips on how you can resurface your driveway and give it the best new look using cost-friendly ways.

  1. Prepare and repair

Before you start resurfacing your driveway, make sure you etch, grind or shot blast your concrete surface so that it becomes porous. You should also not forget to fix available cracks or any other damage on the driveway to avoid double expenses.

  1. Clean

By use of a pressure wash, wash the surface thoroughly and let it dry completely. You should only add a primer if it is necessary to do so.

  1. Mix the product

You should never apply the mixture without following the laid out procedures. You should follow the listed instructions by mixing the product to make it ready for application. You can also combine the color if need be.

  1. Application of overlay

Depending on what look you desire to achieve, apply the overlay by spraying, rolling, or trowelling to ensure that you have a level driveway that is well designed and fit to the ground.

  1. Add texture

After you successfully apply the overlay, you can add whatever patterns you desire and improve the concretes texture by using a hand trowel, rake, stamp, and other necessary tools for the job to be accomplished.

  1. Seal.

After the overlay is cured, add a seal that will offer additional protection to give your driveway along with the admiring look and make it stain resistant, thus easy to maintain.

In case you want your concrete to have a long lifespan, you are therefore advised that you should invest in a sealer because sealer maintenance includes the use of a broom to get rid of dust and other foreign material and method of sprays to get rid of any dirty spots.

Loan Tips for Home Improvement

Everyone would perform home improvement projects if money was no object. Even in the newest homes there always ends up something that you would change about your house. Kitchens need more cabinets. Garages need more organization. Closets need more shelves. The one thing holding you back for doing all these home improvements is the money, right?

It doesn’t have to be painful to finance the project. There are institutions that offer loans to customers that have reasonable payment schemes. There are two types of loans and some tips how you can get them.

The first is applying for a mortgage. There are various rates and payment schemes available. An example is a fixed program where the interest will not change until the loan has been paid. Adjustable ones could go up and down which could be tough during certain months.

It is a good idea to think about how long you will be staying in the home since this will be a good indicator of the type of mortgage to apply for. You can budget the available money less the expenses then decide to use the excess to pay off the loan in a number of years.

Another method is called the home equity loan. Literally, the amount of money that can be borrowed will depend on the price of the home minus what you owe on the first mortgage.

You should check the line of credit because it is better to ask for a high amount than too little since most home improvement projects have additional charges. It will be a good idea to also watch the interest rates since this may go up and down which could be to your advantage.

The nice thing about home equity loans is that these are very easy to pay compared to mortgages. Once the papers are in order, you will not have a problem applying for this kind of loan.

The best place to get either of these loans is the bank which you regularly use. Being a regular customer has its advantages that will come in handy during times like these.

If this is not enough, this is the time you should approach other banks and lending agencies. You should compare the rates and then decide which one is offering a reasonable package.

The nice thing about home improvement is that it is really an investment for the future. Ensure that you finance the project correctly and you will get many years of enjoyment form the improvement and you will benefit greatly when you decide to sell the home in the future.